FEMA Community Disaster Loans

FEMA Community Disaster Loans

FEMA Community Disaster Loans are funded by Congress and available to any local government within the state if the local government suffers a substantial loss as a direct result of the disaster event. The loans are used to help the jurisdiction maintain existing government functions or to expand those functions to meet disaster-related needs of its residents.

Who Qualifies for FEMA Community Disaster Loans?

To qualify for FEMA Community Disaster Loans, the applying jurisdiction submits an application through the state, proves that it has lost at least 5% of its total tax base as a result of the disaster, and agrees the loan is needed to help it, the local government, do its job and to expand disaster-related needs.

Like any loan, the devil is in the details, but details are our specialty! Hagerty knows and understands the FEMA Community Disaster Loan program better than most.

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