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Terms of Use

Last updated February 27, 2025

Terms

By accessing Hagerty’s website, including Disaster Discourse: The Hagerty Blog (the “Website”), you are agreeing to be bound by these Terms and Conditions of Use (“Terms”), all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained on this website are protected by applicable copyright and trademark law. 

Use License

Permission is granted to download materials and information contained on the Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: 

  • Modify or copy the materials; 
  • Use the materials for any commercial purpose, or for any public display (commercial or non-commercial); or 
  • Remove any copyright or other proprietary notations from any materials. 

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Hagerty at any time. 

Disclaimer

The materials on the Website are provided “as is.” Hagerty makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Hagerty does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the Website or otherwise relating to such materials or on any sites linked to this site. 

Limitations

In no event shall Hagerty or any third-party Website content suppliers be liable for any damages arising out of the use of the materials on the Website, even if Hagerty or an authorized representative of Hagerty has been notified orally or in writing of the possibility of such damage. 

Revisions and Errata

The materials appearing on the Website could include technical, typographical, or photographic errors. Hagerty does not warrant that any of the materials on the Website are accurate, complete, or current. Hagerty may make changes to the materials contained on the Website at any time without notice. Hagerty does not, however, make any commitment to update the materials. 

Links

Hagerty has not reviewed all the sites linked to the Website and is not responsible for its contents. The inclusion of any link does not imply endorsement by Hagerty of the site. Use of any such linked website is at the user’s own risk. 

Site Terms of Use Modifications

Hagerty may revise these terms of use for the Website at any time without notice. By using the Website, you agree to be bound by the current version of these Terms. 

Governing Law

Any claim relating to the Website shall be governed by the laws of the State of Illinois without regard to its conflict of law provisions.